Share Savings: When you become a member of the Reid Temple Federal Credit Union, a savings account is opened in your name. An initial deposit of $5 is required. All members must maintain a $5 balance in their savings account to remain a member, and demonstrate activity within a six-month timeframe to keep it open.  RTFCU pays dividends on a quarterly basis to all share accounts with an average daily balance greater than $100. 




Holiday and Vacation Club Savings:  Why not save for that special time of the year!!!   The Holiday and Vacation Club account provides an opportunity to earn dividends while saving for special occasions.
No Minimum Deposit to Open

$100 Minimum Balance to Earn Dividends

Direct Deposit and Automatic Transfer Available

Automatic Transfer into Your Share Savings

Vacation Club Payout: 90 Days after opening*

Holiday Club Payout: First Week of November*

*Early withdrawal fee is 3% of balance withdrawn



Share Certificate: You can open a Share Certificate with a minimum balance of $500 for six (6) months or a minimum balance of $1,000 for 12, 24 or 36 months. 



Hours of Operation


Monday & Tuesday



Wednesday & Friday

5:00pm - 7:00pm


Saturday & Sunday

9:00am - 2:00pm


Membership Account Application


Free Credit Report


Membership and Account Agreement


Directions to Reid Temple AME Church


ACH is now available!!!!