Rates and Fee Schedule - Accounts

 

 
Dividend Rate/APY
Minimum Balance
to Earn APY

ACCOUNTS

   
Share Savings
.20%
$100.00
 
Club Accounts
Christmas
.20%
$100.00
Vacation
.20%
$100.00
 
Share Certificates
6 month
.50%
$500.00
12 month
.625%
$1000.00
24 month
.75%
$1000.00
36 month
1.00%
$1000.00

  

OTHER FEES

 
Returned Check $30.00
Money Orders $1.25
Official Check  
Under $1000.00
$3.00
Over $1000.00
No Charge
Stop Payment on Official Check $25.00
Account closure within six months of opening Share Savings Account $10.00
Below balance requirement fee $2.50
Early withdrawal  
Club Accounts
3% of balance withdrawn
Christmas (before November 1)
 
Vacation (before 90 days after
opening)
 
   
Share Certificates
with less than 1 year maturity left- 90 days of dividends
  with more than 1 year maturity left - 180 days of dividends
   
APY - Annual Percentage Yield  
 

Hours of Operation

 

Wednesday through Friday

10:00am - 7:00pm

 

Saturday

10:00am - 2:00pm

 

Sunday

9:00am - 2:00pm

 

Monday & Tuesday

CLOSED

 

Membership Account Application

 

Free Credit Report

 

Membership and Account Agreement

 

Directions to Reid Temple AME Church

 

ACH is now available!!!!