Rates and Fee Schedule - Share Accounts
Dividend Rate/APY |
Minimum Balance to Earn APY |
|
ACCOUNTS |
||
| Share Savings | .80% |
$100.00 |
| Club Accounts | ||
Christmas |
.80% |
$100.00 |
Vacation |
.80% |
$100.00 |
| Share Certificates | ||
6 month |
3.00% |
$500.00 |
12 month |
3.25% |
$1000.00 |
24 month |
3.50% |
$1000.00 |
36 month |
4.00% |
$1000.00 |
| OTHER FEES | |
| Returned Check | $30.00 |
| Money Orders | $1.25 |
| Official Check | |
Under $1000.00 |
$3.00 |
Over $1000.00 |
No Charge |
| Stop Payment on Official Check | $25.00 |
| Account closure within six months of opening Share Savings Account | $10.00 |
| Below balance requirement fee | $2.50 |
| Early withdrawal | |
Club Accounts |
3% of balance withdrawn |
Christmas (before November 1) |
|
Vacation (before 90 days
after opening) |
|
Share Certificates |
with less than 1 year maturity left- 90 days of dividends |
| with more than 1 year maturity left - 180 days of dividends | |
| APY - Annual Percentage Yield |
Hours of Operation
Every Sunday - Immediately after 7:30am & 10:30am Services at the Glenn Dale Location.
1st & 3rd Sundays - Immediately after 9:30am Service at the North Location and Immediately after 6:00pm at the Glenn Dale Location.
Membership Account Application
Membership and Account Agreement
Directions to Reid Temple AME Church
© Copyright 2007 Reid Temple Federal Credit Union. All rights reserved. Your savings are federally insured up to $100,000 by National Credit Union Administration, a US Government Agency.